Idaho Housing First-Time Home Buyer Program

Idaho Housing and Finance Association

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Idaho, including Mountain Home. Combines below-market interest rate mortgage with optional down payment assistance grant. Income and purchase price limits apply.

Grant amount varies based on purchase price and loan type

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $5,000
  • Below-market interest rate mortgages
  • Must be first-time homebuyer or not owned in 3 years
  • Income and purchase price limits apply
  • Available for homes in Mountain Home

How to Apply

A grant-savvy contractor in Mountain Home, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mountain Home, ID

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs