Home Improvement Grants in Mountain Home.

Find grants, rebates, forgivable loans, and free programs for Mountain Home, TN, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Mountain Home, TN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $9,000 per household

Tennessee Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by THDA that provides energy efficiency improvements to income-elig...

Weatherization
Up to $15,000 down payment assistance

THDA Great Choice Home Loan

Low-interest mortgage loan combined with optional down payment and closing cost assistance for first-time homebuyers in ...

Homebuyer
Forgivable loan up to $30,000

Washington County Owner-Occupied Rehabilitation

CDBG-funded rehabilitation program for low-income homeowners in Washington County who need major repairs. Provides forgi...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very-low-income homeowners in rural areas to repair, improve, or modernize their homes. Lo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program exclusively for very-low-income homeowners age 62 or older in rural areas to remove health and safety haza...

Seniors & Disability
Up to $1,000 rebate

TVA Heat Pump Rebate Program

TVA and participating local utilities offer rebates for installation of qualifying high-efficiency heat pumps. Rebate am...

Energy
Up to $750 rebate

TVA Heat Pump Water Heater Rebate

Rebate for installation of qualifying ENERGY STAR heat pump water heaters in TVA service territory. Heat pump water heat...

Energy
Up to $500 rebate

TVA Home Insulation Upgrade Rebate

Rebate for adding qualifying insulation to attics, walls, or crawl spaces. Must meet minimum R-value requirements and be...

Weatherization
Free lead hazard removal

Tennessee Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in eligible Tennessee homes built before 1978. Priority given t...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their accessibility...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $10,000 grant

Tennessee Emergency Sewer and Water Repair

Emergency repair program for failing sewer or water systems serving income-qualified homeowners in Tennessee. Covers rep...

Emergency
Up to $15,000 grant

Tennessee Accessibility Modification Program

Grant program to make accessibility modifications for homeowners with disabilities or seniors with mobility challenges. ...

Seniors & Disability
Up to $5,000 grant

Washington County Senior Home Repair

Grant program for low-income seniors age 60 and older in Washington County for minor home repairs and safety improvement...

Seniors & Disability
Up to $35,000 grant

Tennessee HOME Investment Partnerships

Federally funded HOME program providing rehabilitation assistance to low-income homeowners. Administered locally through...

Home Repair
Varies by county and assessed value

Tennessee Property Tax Relief for Elderly

Property tax relief program for Tennessee homeowners age 65 and older with total combined annual income not exceeding sp...

Property Tax Relief
Up to $200 rebate

TVA Smart Home Energy Management

Rebate for qualifying smart thermostats and home energy management systems. Eligible devices must be ENERGY STAR certifi...

Energy
Up to $400 rebate

TVA Energy-Efficient Window Rebate

Rebate for replacing single-pane windows with ENERGY STAR certified energy-efficient windows. Must meet minimum U-factor...

Energy
No state tax credit currently available

Tennessee Solar Energy Tax Credit

Tennessee does not currently offer a state-level solar tax credit. However, homeowners may qualify for the federal Inves...

Solar/Renewable
Varies by disaster and damage level

Tennessee Community Development Block Grant Disaster Recovery

CDBG-DR funding becomes available after presidential disaster declarations. Provides home repair, reconstruction, and bu...

Disaster
Up to $800 per season

Tennessee Low Income Home Energy Assistance (LIHEAP)

Federally funded program providing energy bill payment assistance to eligible low-income Tennessee households. Helps pay...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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