Find grants, rebates, forgivable loans, and free programs for Muncie, IN, filtered to your situation.
As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Muncie, IN, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 8 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied homes in Muncie city limits with income at or below 80...
Provides emergency home repairs for owner-occupied households in Muncie with income at or below 50% AMI. Covers urgent r...
Provides accessibility modifications for owner-occupied homes in Muncie where a household member has a documented disabi...
Assists low-income owner-occupied households with repair or replacement of failing private sewer laterals in Muncie. Gra...
Federal weatherization program administered by the State of Indiana to reduce energy costs for low-income households. Se...
State-administered HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under 6 years o...
Federal HOME Investment Partnerships Program funds administered through IHCDA to rehabilitate owner-occupied homes. Stru...
Low-interest loan (1% fixed) for very low-income homeowners in eligible rural areas near Muncie to repair, improve, or m...
Grant for very low-income homeowners age 62 or older in eligible rural areas near Muncie to remove health and safety haz...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a home they or a family member own. Eligible dis...
Comprehensive home energy assessment and incentive program for natural gas customers. Includes energy audit, air sealing...
Rebate for Vectren natural gas customers who install qualifying high-efficiency natural gas furnaces. Equipment must be ...
Federal tax credit for homeowners who install solar photovoltaic systems on their primary or secondary residence. Credit...
Grant program for homeowners age 60 or older with income at or below moderate limits to complete necessary home repairs....
Property tax deduction for homeowners age 65 or older on up to $14,000 of assessed value of their primary residence. No ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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20 programs are currently listed for Muncie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Muncie, 14 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.