Home Improvement Grants in Murfreesboro.

Find grants, rebates, forgivable loans, and free programs for Murfreesboro, TN, filtered to your situation.

As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Murfreesboro, TN, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 17 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants20Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 32 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $30,000

Murfreesboro Owner-Occupied Rehabilitation Program

Provides major home repairs for owner-occupied households within Murfreesboro city limits at or below 80% AMI. Forgivabl...

Home Repair
Up to $10,000 grant

Murfreesboro Emergency Home Repair Grant

Provides emergency repairs for owner-occupied households at or below 50% AMI facing immediate health or safety threats. ...

Emergency
Up to $15,000 grant

Murfreesboro ADA Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes with residents who have disabilities. Income must be at or...

Seniors & Disability
Up to $8,500 in weatherization

Tennessee Weatherization Assistance Program (THDA)

Federally funded weatherization program administered by THDA to reduce energy costs for low-income households. Services ...

Weatherization
Up to $500 rebate

Middle Tennessee EMC Heat Pump Rebate

Rebate for installing qualifying high-efficiency heat pump systems in MTEMC service territory. Must meet minimum SEER2 a...

Energy
Up to $400 rebate

MTEMC Heat Pump Water Heater Rebate

Rebate for installing ENERGY STAR certified heat pump water heaters. Must be installed by licensed contractor and meet p...

Energy
Up to $300 rebate

MTEMC Insulation Rebate Program

Rebate for adding insulation to attics, walls, or crawl spaces to improve home energy efficiency. Must meet minimum R-va...

Weatherization
Up to $1,000 rebate

TVA Solar Solutions Initiative

Rebate for residential solar photovoltaic system installation in MTEMC service territory. System must be grid-tied and i...

Solar/Renewable
Up to $30,000 assistance

Tennessee Hardest Hit Fund

Provides mortgage payment assistance and reinstatement for homeowners who experienced financial hardship. Program is cur...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...

Veterans
Down payment assistance varies

THDA Great Choice Home Loan Program

Provides low-interest mortgages and down payment assistance for first-time homebuyers in Tennessee. Offers competitive r...

Homebuyer
Up to $5,000 grant

Rutherford County Senior Home Repair Program

Provides minor home repairs for low-income seniors age 60 and over in Rutherford County. Covers repairs that affect heal...

Seniors & Disability
Up to $3,000 assistance

Murfreesboro Water & Sewer Lateral Repair Program

Provides cost-sharing assistance for repair or replacement of failing private sewer laterals within city limits. City co...

Home Repair
Up to $400 per year

Low Income Home Energy Assistance Program (LIHEAP)

Federally funded program to help low-income households pay heating and cooling costs. Provides one-time annual assistanc...

Energy
Free lead hazard removal

Tennessee Lead Hazard Reduction Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority for homes wit...

Home Repair
Varies by tax assessment

Tennessee Property Tax Relief Program

Provides property tax relief for low-income seniors, disabled veterans, and persons with disabilities. Freezes assessed ...

Property Tax Relief
Varies by project scope

FEMA Hazard Mitigation Grant Program

Provides funding for mitigation projects following presidential disaster declarations. Includes home elevation, acquisit...

Disaster
Up to $250 in services

TVA EnergyRight Solutions Program

Provides in-home energy evaluations and direct installation of efficiency measures including LED bulbs, faucet aerators,...

Weatherization
Up to $25,000 assistance

Murfreesboro HOME Investment Partnerships Program

Federal HOME funds administered by the city to provide rehabilitation assistance for owner-occupied homes. Forgivable lo...

Home Repair
$100 rebate

MTEMC Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats that reduce energy consumption. Must be ENERGY STAR...

Energy
Up to $5,000 matching grant

Murfreesboro Historic Preservation Grant

Matching grant for exterior preservation and restoration of contributing structures in designated historic districts. Co...

Historic
Up to $200 rebate

MTEMC Pool Pump Efficiency Rebate

Rebate for replacing single-speed pool pump with ENERGY STAR certified variable-speed pool pump. Must be professionally ...

Energy
Up to $1,200 grant

Tennessee Radon Mitigation Assistance

Provides financial assistance for radon mitigation systems in homes with elevated radon levels. Priority for low-income ...

Home Repair
Loan up to $30,000

Tennessee Septic System Repair Loan Program

Low-interest loans for repair or replacement of failing on-site septic systems. Available to homeowners statewide whose ...

Home Repair
Up to $75 per tree

Murfreesboro Tree Planting Rebate Program

Rebate for planting qualifying shade trees on residential property within city limits. Must plant approved species of at...

Home Repair
Free education course

Murfreesboro Homebuyer Education Program

Free HUD-approved homebuyer education course covering budgeting, credit, mortgage options, home maintenance, and the pur...

Homebuyer Ed

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Murfreesboro

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Murfreesboro, TN?

32 programs are currently listed for Murfreesboro, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Murfreesboro have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Murfreesboro, 20 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Murfreesboro?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.