Find grants, rebates, forgivable loans, and free programs for Murfreesboro, TN, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Murfreesboro, TN, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for owner-occupied households within Murfreesboro city limits at or below 80% AMI. Forgivabl...
Provides emergency repairs for owner-occupied households at or below 50% AMI facing immediate health or safety threats. ...
Provides accessibility modifications for owner-occupied homes with residents who have disabilities. Income must be at or...
Federally funded weatherization program administered by THDA to reduce energy costs for low-income households. Services ...
Rebate for installing qualifying high-efficiency heat pump systems in MTEMC service territory. Must meet minimum SEER2 a...
Rebate for installing ENERGY STAR certified heat pump water heaters. Must be installed by licensed contractor and meet p...
Rebate for adding insulation to attics, walls, or crawl spaces to improve home energy efficiency. Must meet minimum R-va...
Rebate for residential solar photovoltaic system installation in MTEMC service territory. System must be grid-tied and i...
Provides mortgage payment assistance and reinstatement for homeowners who experienced financial hardship. Program is cur...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...
Provides low-interest mortgages and down payment assistance for first-time homebuyers in Tennessee. Offers competitive r...
Provides minor home repairs for low-income seniors age 60 and over in Rutherford County. Covers repairs that affect heal...
Provides cost-sharing assistance for repair or replacement of failing private sewer laterals within city limits. City co...
Federally funded program to help low-income households pay heating and cooling costs. Provides one-time annual assistanc...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978. Priority for homes wit...
Provides property tax relief for low-income seniors, disabled veterans, and persons with disabilities. Freezes assessed ...
Provides funding for mitigation projects following presidential disaster declarations. Includes home elevation, acquisit...
Provides in-home energy evaluations and direct installation of efficiency measures including LED bulbs, faucet aerators,...
Federal HOME funds administered by the city to provide rehabilitation assistance for owner-occupied homes. Forgivable lo...
Rebate for purchase and installation of qualifying smart thermostats that reduce energy consumption. Must be ENERGY STAR...
Matching grant for exterior preservation and restoration of contributing structures in designated historic districts. Co...
Rebate for replacing single-speed pool pump with ENERGY STAR certified variable-speed pool pump. Must be professionally ...
Provides financial assistance for radon mitigation systems in homes with elevated radon levels. Priority for low-income ...
Low-interest loans for repair or replacement of failing on-site septic systems. Available to homeowners statewide whose ...
Rebate for planting qualifying shade trees on residential property within city limits. Must plant approved species of at...
Free HUD-approved homebuyer education course covering budgeting, credit, mortgage options, home maintenance, and the pur...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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32 programs are currently listed for Murfreesboro, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Murfreesboro, 20 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.