My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

TDHCA's first-time homebuyer program offering down payment and closing cost assistance up to 5% of the mortgage loan amount. Available statewide including Murphy. Requires homebuyer education course and working with participating lenders.

Typical DPA amount at 5% of median home price in Murphy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 5% of loan amount
  • For first-time homebuyers in Texas
  • Income limits apply (typically 115% AMI)
  • Must complete homebuyer education course
  • Work with TDHCA-approved lenders

How to Apply

A grant-savvy contractor in Murphy, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Questions about this program?

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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