Home Improvement Grants in Murphy.

Find grants, rebates, forgivable loans, and free programs for Murphy, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Murphy, TX, with individual awards up to $126,526. 6 programs target seniors, 4 serve veterans, and 15 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Collin County Owner-Occupied Rehab Program

Provides major home repairs and rehabilitation for owner-occupied homes in Collin County with income at or below 80% AMI...

Home Repair
Grant up to $10,000

Collin County Emergency Repair Grant

Provides emergency home repairs for owner-occupied households in Collin County with income at or below 50% AMI. Covers i...

Emergency
Forgivable loan up to $25,000

Collin County Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Collin County where a household member has a disability...

Seniors & Disability
Free weatherization up to $8,000

Texas Weatherization Assistance Program (WAP)

Federal weatherization program administered by TDHCA and delivered locally through North Central Texas Council of Govern...

Weatherization
Rebates up to $500

Oncor Home Energy Efficiency Program

Oncor offers rebates for residential energy efficiency improvements including HVAC tune-ups, insulation, air sealing, an...

Energy
Up to $1,200 rebate

Oncor High-Efficiency HVAC Rebate

Oncor provides rebates for installation of high-efficiency air conditioning systems and heat pumps. Rebate amounts vary ...

Energy
Up to $1,000 in rebates

Atmos Energy Home Efficiency Rebates

Atmos Energy offers rebates for qualifying high-efficiency natural gas equipment including furnaces, water heaters, and ...

Energy
100% property tax exemption on solar value

Texas Solar Energy Equipment Exemption

Texas law exempts the added home value from solar panel installation from property tax assessment. Homeowners in Murphy ...

Solar/Renewable
30% tax credit on solar costs

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel installation, including equipment and labor. Also...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. C...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. ...

Veterans
Up to $30,000 for rehabilitation

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA provide owner-occupied rehabilitation assistance to low-income households. Fund...

Home Repair
Loans up to $25,000

Texas Veterans Land Board Home Improvement Loan

Low-interest home improvement loans for Texas veterans who own and occupy their home. Competitive interest rates and fle...

Veterans
$10,000 homestead exemption plus local options

Texas Over-65 Property Tax Exemption

Texas homeowners age 65 or older receive an additional $10,000 school tax exemption on top of the standard homestead exe...

Property Tax Relief
$10,000 homestead exemption

Texas Disability Property Tax Exemption

Texas homeowners with a disability as determined by Social Security Administration or Railroad Retirement Board receive ...

Property Tax Relief
Up to $75,000 for home repair

Texas General Land Office Disaster Recovery

When federally-declared disasters occur, the Texas General Land Office administers CDBG-DR funds for home repair, recons...

Disaster
Down payment assistance up to 5% of loan

My First Texas Home Program

TDHCA's first-time homebuyer program offering down payment and closing cost assistance up to 5% of the mortgage loan amo...

Homebuyer
Free repairs up to $15,000

Rebuilding Together Dallas Safe & Healthy Housing

Nonprofit providing free critical home repairs for low-income homeowners in the Dallas metro area including Murphy. Prio...

Home Repair
Up to $1,500 for home EV charger

North Central Texas COG EV Charging Rebate

NCTCOG periodically offers rebates for residential Level 2 electric vehicle charging station installation. Check their A...

Energy
Free lead testing and case management

Texas Childhood Lead Poisoning Prevention Program

DSHS provides free blood lead testing for children, environmental investigations of homes with elevated lead levels, and...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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