Kentucky Housing Down Payment Assistance

Kentucky Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Kentucky. Available in combination with KHC first mortgage products. Assistance is a forgivable second mortgage that is forgiven after 10 years.

Forgivable second mortgage up to $6,000; forgiven after 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $6,000 toward down payment and closing costs
  • Must be first-time homebuyer
  • Income limits apply (typically 80% AMI)
  • Forgivable after 10 years
  • Must use KHC first mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 633-8896

A grant-savvy contractor in Murray, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, first-come first-served

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