Home Improvement Grants in Muskegon.

Find grants, rebates, forgivable loans, and free programs for Muskegon, MI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Muskegon, MI, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 8 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Michigan Weatherization Assistance Program (WAP)

Federally-funded program administered by the state to reduce energy costs for low-income households through insulation, ...

Weatherization
Up to $15,000 loan

MSHDA Home Improvement Loan Program

State-backed low-interest home improvement loans for Michigan homeowners with moderate income. Funds can be used for rep...

Home Repair
Free lead hazard control

Lead-Safe Michigan Program

State program to identify and remediate lead hazards in homes built before 1978 where children under 6 or pregnant women...

Home Repair
Forgivable loan up to $30,000

Muskegon Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs for income-qualified owner-occupants in Muskegon c...

Home Repair
Up to $7,500 grant

Muskegon Emergency Home Repair Grant

CDBG grant for emergency repairs that pose immediate health and safety threats to owner-occupants at or below 50% AMI. P...

Emergency
Up to $15,000 grant

Muskegon Accessibility Modification Grant

CDBG-funded grant to make homes accessible for persons with disabilities or mobility limitations. Covers ramps, bathroom...

Seniors & Disability
Up to $5,000 grant/loan

Muskegon Sewer Lateral Assistance Program

Financial assistance for repair or replacement of private sewer laterals for Muskegon homeowners. Grant/loan structure v...

Home Repair
Up to $750 rebate

Consumers Energy Heat Pump Water Heater Rebate

Rebate for Consumers Energy electric customers who install qualifying ENERGY STAR heat pump water heaters. Incentive red...

Energy
Up to $500 rebate

Consumers Energy High-Efficiency Furnace Rebate

Rebate for Consumers Energy natural gas customers who install high-efficiency (95%+ AFUE) gas furnaces. Incentive applie...

Energy
Up to $1,200 rebate

Consumers Energy Insulation Rebate

Rebate for Consumers Energy customers who add insulation and air sealing to their homes. Amount varies based on type and...

Weatherization
Up to $100 rebate

Consumers Energy Smart Thermostat Rebate

Rebate for qualifying smart thermostats purchased and installed by Consumers Energy electric or gas customers. Eligible ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loans & Grants

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of both hands) to adapt or purc...

Veterans
Varies by project

Muskegon HOME Investment Partnerships

Federal HOME funds administered by the City of Muskegon for affordable housing rehabilitation, tenant-based rental assis...

Home Repair
Up to $5,000 grant

Muskegon County Senior Home Repair Program

Grant program for Muskegon County seniors (60+) to address home safety and accessibility concerns. Covers minor repairs,...

Seniors & Disability
Up to $1,000 assistance

Muskegon Water Heater Replacement Program

Emergency water heater replacement assistance through LIHEAP funds for income-qualified households in Muskegon County. P...

Energy
Up to $1,500 assistance

Muskegon Furnace Repair & Replacement Program

Emergency furnace repair and replacement assistance through LIHEAP funds for income-qualified households in Muskegon Cou...

Energy
Defer 100% of property tax

Michigan Property Tax Deferment for Seniors

Allows Michigan seniors (62+) and qualifying disabled homeowners to defer payment of property taxes. Deferred taxes accr...

Property Tax Relief
Up to $1,600 credit

Michigan Homestead Property Tax Credit

Refundable income tax credit for Michigan homeowners and renters whose property taxes exceed a portion of their househol...

Property Tax Relief
10-20% monthly bill discount

Consumers Energy Low-Income Energy Assistance

Monthly discount on electric and gas bills for income-qualified Consumers Energy customers. Provides 10-20% reduction on...

Energy
Varies by property

Muskegon Neighborhood Stabilization Program

Program to stabilize neighborhoods affected by foreclosures through acquisition, rehabilitation, and resale of foreclose...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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