Georgia Dream Homeownership Program

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in Georgia. Offers a repayable second mortgage at 0% interest for down payment assistance, in combination with a 30-year fixed-rate first mortgage.

Down payment assistance provided as 0% interest second mortgage

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $7,500
  • 0% interest second mortgage (repayable)
  • First-time homebuyers only
  • Income limits apply (typically 140% AMI)
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Muskogee, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

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