OHFA Mortgage Credit Certificate (MCC)

Oklahoma Housing Finance Agency

Available Down Payment

About This Program

The MCC provides a federal income tax credit equal to 30% of the annual mortgage interest paid, up to $2,000 per year. The credit can be claimed every year for the life of the mortgage as long as the home remains the primary residence.

Annual tax credit equals 30% of mortgage interest paid, maximum $2,000/year

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 30% of mortgage interest as annual tax credit
  • Maximum $2,000 credit per year
  • Available for life of the mortgage
  • Can be combined with OHFA first-time buyer program
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Mustang, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mustang, OK

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs