SC Housing First-Time Homebuyer Program

South Carolina State Housing Finance and Development Authority

Available Down Payment

About This Program

Low-interest mortgage loans and down payment assistance for first-time homebuyers in South Carolina. Offers competitive interest rates and down payment assistance grants up to 5% of loan amount for qualifying buyers in Horry County.

Down payment assistance grant based on 3-5% of mortgage loan amount

Key Details

  • Down payment assistance up to 5% of loan amount
  • Competitive below-market interest rates
  • Income limits vary by county (typically 115% AMI)
  • Must complete homebuyer education course
  • Available statewide including Myrtle Beach

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 896-9001

A grant-savvy contractor in Myrtle Beach, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to funding availability

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