California Housing Finance Agency (CalHFA)
Provides deferred-payment junior loans of 3.5% or 7% of the purchase price for down payment and closing cost assistance. Must be used with a CalHFA first mortgage. No monthly payment; loan due when property is sold, transferred, or refinanced.
Deferred loan of 3.5% or 7% of purchase price for down payment
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Napa, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing, subject to funding
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Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
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