FEMA Hazard Mitigation Grant Program (HMGP)

Federal Emergency Management Agency (FEMA)

Available Disaster Relief

About This Program

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeowners cannot apply directly, your local government applies on your behalf for projects like home elevation, floodproofing, acquisition, or relocation. Contact your city or county emergency management office to ask if your area has an active HMGP cycle.

Must be in a presidentially declared disaster area; local government must apply on your behalf

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Available after presidentially declared disasters only
  • Covers elevation, floodproofing, acquisition, relocation
  • Apply through your local city or county emergency management office
  • 75% federal / 25% local cost share, homeowner contribution may count toward local share
  • No direct homeowner application, local government submits on your behalf

How to Apply

A grant-savvy contractor in National City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in National City early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling, triggered by presidential disaster declaration in your state

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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