MassHousing First-Time Homebuyer Programs

Massachusetts Housing Finance Agency

Available Down Payment

About This Program

Low down payment mortgages and closing cost assistance for first-time homebuyers purchasing in Needham. Includes down payment options as low as 3% and up to 3% closing cost assistance for income-eligible buyers.

Closing cost assistance up to 3% of purchase price for eligible buyers

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low down payment options (3% minimum)
  • Up to 3% closing cost assistance
  • Income and purchase price limits apply
  • First-time homebuyer education required
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Needham, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing through participating lenders

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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