Florida Assist - Down Payment Assistance

Florida Housing Finance Corporation

Available Down Payment

About This Program

State down payment and closing cost assistance for first-time homebuyers in Florida. Provides up to $10,000 as a zero-interest second mortgage that is forgiven after 15 years of owner-occupancy. Must be combined with a first mortgage from participating lender.

Forgivable loan, no repayment if home is owner-occupied for 15 years

Key Details

  • Up to $10,000 for down payment and closing costs
  • Zero-interest second mortgage
  • Forgiven after 15 years of owner-occupancy
  • Must be first-time homebuyer
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in New Smyrna Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through approved lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in New Smyrna Beach, FL

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