HUD / Neighborhood Housing Services of New York City
Free or low-cost HUD-approved housing counseling and homebuyer education provided by Neighborhood Housing Services of New York City (NHS NYC). Classes cover budgeting, credit, mortgage readiness, and the home purchase process. Completion certificates are often required to qualify for NYC down payment assistance programs including HomeFirst and other HPD programs.
Free service — often required to qualify for down payment assistance
(212) 519-2500
Deadline: Ongoing — classes offered regularly
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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