SC Housing Palmetto Heroes Loan

SC Housing Finance & Development Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers who are teachers, firefighters, law enforcement, EMS, healthcare workers, or military. Forgivable second mortgage combined with competitive first mortgage rates.

Forgivable second mortgage for down payment assistance

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $8,000 down payment assistance
  • For teachers, first responders, military, healthcare
  • Forgivable second mortgage
  • Must be first-time homebuyer
  • Competitive interest rates available

How to Apply

A grant-savvy contractor in Newberry, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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