OHFA First-Time Homebuyer Program

Oklahoma Housing Finance Agency

Available Down Payment

About This Program

Oklahoma Housing Finance Agency provides down payment and closing cost assistance combined with competitive interest rate mortgages for first-time homebuyers in Newcastle and throughout Oklahoma. Various program options available based on income and location.

Down payment assistance amount varies by program tier and home location

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $15,000
  • Competitive below-market interest rates
  • Must be first-time homebuyer (some exceptions)
  • Income limits vary by county and household size
  • Available through approved lenders statewide

How to Apply

Get free help applying Visit Official Program Page Track this program

(405) 419-8100

A grant-savvy contractor in Newcastle, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

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