Find grants, rebates, forgivable loans, and free programs for Newcastle, OK, filtered to your situation.
As of June 2026, 19 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newcastle, OK, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered through the Association of South Central Oklahoma Governments (ASCOG) provid...
Oklahoma Housing Finance Agency provides down payment and closing cost assistance combined with competitive interest rat...
USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or...
Veterans with certain service-connected disabilities can receive grants to build, buy, or modify a home to meet their di...
Veterans with certain service-connected disabilities can receive grants to modify an existing home or the home they live...
OG&E offers a free in-home energy audit for residential customers to identify energy-saving opportunities. Includes inst...
OG&E provides rebates for residential customers who install qualifying high-efficiency central air conditioners or heat ...
OG&E offers rebates on qualifying smart thermostats that enable customers to better manage their home energy use. Partic...
OG&E provides rebates for residential customers who install qualifying high-efficiency electric water heaters, including...
Federal tax credit covering 30% of the cost of installing a residential solar energy system, including equipment and lab...
State and federally funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6. Servi...
OHFA provides low-interest loans to homeowners needing accessibility modifications for a household member with a disabil...
Federal HOME funds administered by OHFA support homeowner rehabilitation for low-income households in smaller cities and...
The Chickasaw Nation, which includes portions of McClain County, offers housing repair and rehabilitation programs for e...
Rebuilding Together Oklahoma provides free home repairs for low-income seniors, veterans, and people with disabilities. ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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19 programs are currently listed for Newcastle, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newcastle, 13 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.