Find grants, rebates, forgivable loans, and free programs for Newport, RI, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newport, RI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by Rhode Island to provide free energy efficiency improvements for income-qualified hou...
Low-interest loans for Rhode Island homeowners to make accessibility modifications for household members with disabiliti...
HUD-funded lead hazard control for pre-1978 Newport homes with children under age 6 or pregnant women. Services include ...
CDBG-funded forgivable loan for major home repairs to owner-occupied homes in Newport. Covers code violations, structura...
State-funded program to eliminate lead hazards in Rhode Island homes built before 1978 where a child under 6 has elevate...
Rebates for installation of ductless and ducted heat pump systems in Rhode Island homes. Incentive amounts vary based on...
Rebates for attic, wall, and basement insulation plus air sealing services in Rhode Island homes. Income-eligible househ...
State incentive for residential solar photovoltaic installations in Rhode Island. Provides upfront incentive payment bas...
USDA grants up to $10,000 and loans up to $40,000 for very-low-income homeowners age 62+ in eligible rural areas near Ne...
VA grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home for accessibi...
VA grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. Covers mo...
Grant program for Rhode Island homeowners age 60+ to make critical home repairs that allow aging in place safely. Covers...
Down payment and closing cost assistance for first-time homebuyers in Rhode Island. Grant does not require repayment if ...
Grant assistance for income-qualified Newport homeowners to repair or replace failing water and sewer lateral lines on p...
Matching grant for historically appropriate exterior restoration work on properties in Newport's historic districts. Fun...
Rebate for replacing electric or oil water heaters with energy-efficient heat pump water heaters in Rhode Island homes. ...
Emergency heating system replacement for Rhode Island households facing heating emergencies during winter months. Provid...
Federal HOME funds administered by Rhode Island Housing for substantial rehabilitation of owner-occupied homes. Covers m...
Low-interest loans for Rhode Island homeowners to repair or replace failing septic systems. Loans up to $30,000 at below...
Rebates for purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, dryers, and dishwasher...
CDBG Disaster Recovery funds for unmet needs following major storms and federally declared disasters. Assists low-to-mod...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Newport, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newport, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.