Find grants, rebates, forgivable loans, and free programs for Newton, NC, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Newton, NC, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-qualified households in Newton and Catawba Cou...
Provides forgivable loans to low-income homeowners for essential repairs including roofing, HVAC, plumbing, electrical, ...
Duke Energy customers in Newton can receive rebates for installing qualifying high-efficiency heat pumps. Rebate amounts...
Free in-home energy assessment for Duke Energy customers including LED bulbs, faucet aerators, and low-flow showerheads ...
Rebates for Duke Energy customers who install qualifying high-efficiency electric water heaters or heat pump water heate...
USDA grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety haz...
Low-interest loans (1%) up to $40,000 for low-income homeowners in eligible rural areas to repair, improve, or modernize...
CDBG-funded program providing forgivable loans to low-income homeowners in unincorporated Catawba County and participati...
Emergency grant assistance for very low-income homeowners facing urgent health and safety hazards including failing HVAC...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Grant for eligible veterans with certain service-connected disabilities to construct or modify a home for wheelchair acc...
Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. May be used for entran...
Federal HOME Investment Partnerships Program funds administered through NC Housing Finance Agency for major home rehabil...
Grant program for homeowners with disabilities or seniors requiring accessibility modifications to age in place. Covers ...
Rebates for Duke Energy residential customers who install qualifying solar photovoltaic systems. Rebate calculated based...
State property tax exclusion for homeowners age 65 or older, or totally and permanently disabled, with income below stat...
Property tax exclusion for disabled veterans with service-connected disability ratings of 100% or totally and permanentl...
Free comprehensive weatherization and energy efficiency services for income-qualified Duke Energy customers. Includes in...
Grant program for homeowners age 55 and older to address essential home repairs and accessibility modifications that ena...
Grant assistance for low-income homeowners with failing septic systems that pose health hazards. Covers repair or replac...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Newton, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Newton, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.