New York State Mortgage Assistance Program

NYS Homes & Community Renewal

Available Down Payment

About This Program

Below-market rate mortgages for first-time homebuyers in New York State, including Niagara Falls. Optional down payment assistance available. Income and purchase price limits apply based on county.

Below-market mortgage rate saves money over life of loan

Key Details

  • Below-market interest rate mortgages
  • Optional down payment assistance
  • First-time homebuyers
  • Income and price limits apply
  • Available statewide including Niagara Falls

How to Apply

A grant-savvy contractor in Niagara Falls, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Niagara Falls, NY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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