Okaloosa County Owner-Occupied Rehabilitation Program

Okaloosa County Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan for major home repairs for income-qualified homeowners in unincorporated Okaloosa County. Covers critical health and safety repairs, structural issues, and system replacements. Loan forgiven after 5 years of owner occupancy.

Forgivable loan amount based on scope of necessary repairs, no repayment if residency maintained

Key Details

  • Forgivable loan up to $35,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Okaloosa County
  • Covers roofing, structural, plumbing, electrical, HVAC
  • Forgiven after 5 years of compliance

How to Apply

A grant-savvy contractor in Niceville, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Niceville, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs