Find grants, rebates, forgivable loans, and free programs for Nicholasville, KY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Nicholasville, KY, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-eligible households in Kentucky. Services incl...
Provides forgivable loans to low-income homeowners for critical home repairs including roofing, structural issues, plumb...
Community Development Block Grant program providing home rehabilitation grants to low- and moderate-income homeowners in...
Provides emergency repair grants for owner-occupied homes in Jessamine County facing immediate health and safety hazards...
HUD-funded program to reduce lead-based paint hazards in Kentucky homes built before 1978 with children under age 6. Ser...
Low-interest loans for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. ...
Grants for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Funds...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Eligible for vete...
Rebate for residential customers who install high-efficiency electric heat pumps. Rebate amount varies based on efficien...
Rebate for purchasing and installing a qualifying Wi-Fi enabled smart thermostat. Helps reduce energy costs through auto...
Rebate for installing high-efficiency electric water heaters including heat pump water heaters. Rebate amounts vary base...
Rebate for adding or upgrading insulation in attics, walls, crawl spaces, and basements. Helps reduce heating and coolin...
Rebate for residential solar photovoltaic system installation through Kentucky Utilities' Green Energy Program. Availabl...
Grant program for low-income homeowners with disabilities or seniors needing accessibility modifications. Covers ramps, ...
Financial assistance for homeowners to repair or replace failing private sewer laterals. Helps prevent sewage backups an...
Grant program for seniors age 60+ to make home repairs and modifications that allow them to age in place safely. Covers ...
HUD HOME Investment Partnerships Program funds for owner-occupied rehabilitation. Provides forgivable loans for comprehe...
Rebate for replacing old windows with ENERGY STAR certified windows. Improves energy efficiency and reduces heating and ...
Disaster recovery assistance for homeowners and renters affected by federally declared disasters in Kentucky. Provides g...
Property tax exemption for homeowners age 65+, totally disabled persons, or those receiving disability benefits. Exempts...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Nicholasville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Nicholasville, 16 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.