Home Improvement Grants in Nichols Hills.

Find grants, rebates, forgivable loans, and free programs for Nichols Hills, OK, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Nichols Hills, OK, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Oklahoma Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to income-qualifying Oklahoma residents. Services includ...

Weatherization
Up to $24,999 forgivable loan

Oklahoma Housing Trust Fund Owner-Occupied Rehab

Provides forgivable loans to low-income Oklahoma homeowners for major home repairs and rehabilitation. Loan is forgiven ...

Home Repair
Up to $25,000 forgivable loan

Oklahoma County Owner-Occupied Rehabilitation Program

CDBG-funded home rehabilitation program for low-income owner-occupied homes in unincorporated Oklahoma County areas. Pro...

Home Repair
Up to $250 in instant rebates

OG&E Home Energy Checkup

Professional home energy assessment for OG&E customers. Technician installs energy-saving products on the spot and provi...

Energy
Up to $50

OG&E Smart Thermostat Rebate

Rebate for OG&E customers who purchase and install qualifying smart thermostats. Helps reduce energy costs through autom...

Energy
Up to $300 rebate

OG&E Heat Pump Rebate

Rebate for OG&E customers who install high-efficiency electric heat pumps. Must meet minimum SEER2 and HSPF2 ratings. He...

Energy
Up to $250 rebate

OG&E Central Air Conditioner Rebate

Rebate for OG&E residential customers who install high-efficiency central air conditioning systems. Must meet minimum SE...

Energy
Up to $200 rebate

OG&E Electric Water Heater Rebate

Rebate for OG&E customers who install qualifying electric water heaters, including heat pump water heaters and high-effi...

Energy
Varies by production

OG&E SmartHours Renewable Buyback

Net metering program for OG&E customers with solar panels. Customers receive credits for excess electricity exported to ...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal income tax credit equal to 30% of the cost of installing a residential solar energy system. Available for instal...

Solar/Renewable
Up to $5,000 grant

Oklahoma County Senior Home Repair Program

Emergency home repair grants for low-income senior homeowners (age 60+) in Oklahoma County. Covers essential health and ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers m...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a home for independent living. Covers accessibi...

Veterans
Up to $15,000 grant

Oklahoma County ADA Home Modification Program

CDBG-funded program providing home accessibility modifications for low-income residents with disabilities in Oklahoma Co...

Seniors & Disability
Free lead hazard removal

Oklahoma Lead-Based Paint Hazard Control Program

HUD-funded program providing free lead hazard control services for eligible homes built before 1978 with children under ...

Home Repair
Up to $10,000 grant

Oklahoma County Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners in Oklahoma County facing immediate health and safety hazards. Co...

Emergency
20% state tax credit

Oklahoma Historic Preservation Tax Credit

State income tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes listed on th...

Historic
Up to $7,500 forgivable loan

Oklahoma County Sewer Lateral Repair Assistance

Forgivable loan program to help income-qualified Oklahoma County homeowners repair or replace failing private sewer late...

Home Repair
Up to $600 annual assistance

Oklahoma LIHEAP Energy Assistance

Low Income Home Energy Assistance Program (LIHEAP) helps low-income Oklahoma households pay heating and cooling bills. P...

Energy
Up to $35,000 per unit

Oklahoma HOME Investment Partnerships Program

Federal HOME funds administered by OHFA to assist low-income homeowners with major rehabilitation. Typically structured ...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Nichols Hills

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Frequently asked questions

What home improvement grants are available in Nichols Hills, OK?

25 programs are currently listed for Nichols Hills, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Nichols Hills have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Nichols Hills, 16 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Nichols Hills?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.