Norfolk First-Time Homebuyer Down Payment Assistance

City of Norfolk Department of Housing & Community Development

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers purchasing within Norfolk city limits. Forgivable loan requires 5-year owner occupancy. Must complete homebuyer education and meet income limits.

Forgivable loan amount based on need and purchase price, up to maximum

Key Details

  • Forgivable loan up to $15,000
  • For first-time homebuyers in Norfolk
  • Income at or below 115% AMI
  • Forgiven after 5 years of occupancy
  • Must complete homebuyer education

How to Apply

Deadline: Ongoing program, subject to funding

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