Virginia Housing (formerly VHDA)
Below-market interest rate mortgages for qualifying first-time homebuyers in Virginia with down payment assistance options. Available through approved lenders statewide. Must complete homebuyer education and meet income and purchase price limits.
Down payment assistance typically 2-3% of purchase price, varies by program
Deadline: Ongoing program
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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