My First Texas Home Program

Texas Department of Housing & Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides up to 5% of the loan amount in assistance, combined with a 30-year fixed-rate mortgage at competitive rates. Must complete homebuyer education course.

Assistance amount calculated as percentage of home purchase price

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to 5% down payment assistance
  • Must be first-time homebuyer (exceptions apply)
  • Income limits vary by county (moderate income)
  • Homebuyer education course required
  • Competitively priced 30-year fixed mortgage

How to Apply

A grant-savvy contractor in North Alamo, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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