Texas Mortgage Credit Certificate (MCC)

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Federal income tax credit equal to 20% of annual mortgage interest paid, reducing your federal tax liability. Can be claimed every year you own the home and have a mortgage. Maximum annual credit is $2,000.

Annual tax credit equals 20% of mortgage interest paid, capped at $2,000/year

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Annual federal tax credit for mortgage interest
  • 20% of mortgage interest paid (max $2,000/year)
  • Credit available every year you own the home
  • Income and purchase price limits apply
  • Must obtain MCC before closing

How to Apply

A grant-savvy contractor in North Alamo, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in North Alamo, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs