Home Improvement Grants in North Arlington.

Find grants, rebates, forgivable loans, and free programs for North Arlington, NJ, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Arlington, NJ, with individual awards up to $126,526. 3 programs target seniors, 3 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free weatherization services (avg. $8,000 value)

New Jersey Weatherization Assistance Program (WAP)

Federally-funded program providing free energy efficiency improvements for low-income households in New Jersey. Services...

Weatherization
Free lead abatement (up to $15,000 value)

New Jersey Lead Hazard Control Assistance Program

Free lead hazard evaluation and abatement for income-qualified households with children under age 6 in pre-1978 homes. S...

Home Repair
Loan up to $50,000

NJEDA Home Improvement Loan Program

Low-interest home improvement loan for New Jersey homeowners. Fixed-rate loans up to $50,000 for repairs, renovations, a...

Home Repair
Rebates up to $7,000

PSEG Home Energy Efficiency Rebates

PSEG customers in North Arlington can receive rebates for energy-efficient upgrades including heating/cooling systems, i...

Energy
Rebates up to $5,000

PSEG Heat Pump Rebate Program

Enhanced rebates for air-source and ground-source heat pump installations in PSEG service territory. Rebates range from ...

Energy
Rebate up to $1,000

PSEG Electric Vehicle Charger Rebate

Rebate for residential electric vehicle charging equipment installation. Covers up to $1,000 of equipment and installati...

Energy
Ongoing solar incentive payments

New Jersey Solar Renewable Energy Certificate (SREC) Program

New Jersey homeowners who install solar panels earn Solar Renewable Energy Certificates for electricity generated. SRECs...

Solar/Renewable
Incentives vary by system size

NJ Clean Energy Solar Incentives

New Jersey's Successor Solar Incentive Program provides upfront incentives or annual credits for residential solar insta...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize homes in eligible rural ar...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. For veter...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for accessibility. Covers modifications s...

Veterans
Varies; up to $35,000 typical

Bergen County HOME Investment Partnerships Program

Federal HOME funds administered by Bergen County for owner-occupied housing rehabilitation. Provides forgivable loans fo...

Home Repair
Varies by program; loans up to $50,000

NJ Housing & Mortgage Finance Agency Home Repair Programs

NJHMFA partners with lenders to provide affordable home repair loans for New Jersey homeowners. Low-interest financing f...

Home Repair
Reimburses property tax increases

New Jersey Senior Freeze Property Tax Reimbursement

Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must b...

Property Tax Relief
Up to $1,500 for homeowners

New Jersey ANCHOR Property Tax Relief Program

Annual property tax relief benefit for New Jersey homeowners and renters. Homeowners with income up to $250,000 can rece...

Property Tax Relief
100% property tax exemption

New Jersey Disabled Veteran Property Tax Exemption

Total property tax exemption for 100% service-connected disabled veterans, or surviving spouses of military members kill...

Veterans

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in North Arlington

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Frequently asked questions

What home improvement grants are available in North Arlington, NJ?

20 programs are currently listed for North Arlington, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in North Arlington have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Arlington, 13 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in North Arlington?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.