RIHousing First Down Program

Rhode Island Housing Finance Authority

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in Rhode Island. Must be combined with a RIHousing first mortgage loan and complete homebuyer education. Available statewide including North Kingstown.

Grant or forgivable loan for down payment assistance, amount varies by income

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 for down payment and closing costs
  • Must be first-time homebuyer
  • Requires RIHousing mortgage loan
  • Homebuyer education course required
  • Income limits apply (typically up to 100% AMI)

How to Apply

Get free help applying Visit Official Program Page Track this program

(401) 457-1234

A grant-savvy contractor in North Kingstown, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse North Kingstown, RI contractors

Find More Programs in North Kingstown, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs