Find grants, rebates, forgivable loans, and free programs for North Kingstown, RI, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Kingstown, RI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to owner-occupied homes in North Kingstown for households at or below 8...
Provides grants for accessibility modifications to owner-occupied homes in North Kingstown for households with disabled ...
Federal WAP program administered by Rhode Island to improve energy efficiency in low-income households. Provides compreh...
State-funded program to eliminate lead-based paint hazards in pre-1978 homes with children under 6 or pregnant women. Se...
Provides down payment and closing cost assistance for first-time homebuyers in Rhode Island. Must be combined with a RIH...
Low-interest loan program for homeowners statewide to make necessary home repairs and improvements. Rates as low as 3.99...
Rebates for installing qualifying air-source heat pumps in Rhode Island Energy electric service territory, which include...
Rebates for home insulation improvements including attic, wall, and basement insulation plus air sealing. Available to R...
Rebate for replacing existing water heater with ENERGY STAR certified heat pump water heater. Available to Rhode Island ...
Free energy efficiency services for income-eligible customers including LED bulbs, weatherstripping, faucet aerators, an...
State rebate for residential solar photovoltaic installations in Rhode Island. Provides incentive payment per watt of in...
Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair,...
Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their adaptive n...
Grants for veterans with certain service-connected disabilities to adapt a home to meet disability-related needs. Smalle...
Rhode Island provides property tax relief for homeowners 65 and older with household income below certain thresholds. Cr...
Low-interest loan program to help North Kingstown property owners repair or replace failing septic systems. Loans availa...
State tax credit of 20% (up to $50,000) for qualified rehabilitation of owner-occupied historic homes, stackable with 20...
Emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority given to sen...
Low-interest loan program for septic system repair, replacement, or sewer connection in areas served by NBC. Covers port...
Federal tax credit covering 30% of the cost of installing solar panels, solar water heating, geothermal heat pumps, wind...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for North Kingstown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Kingstown, 14 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.