Home Improvement Grants in North Liberty.

Find grants, rebates, forgivable loans, and free programs for North Liberty, IA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Liberty, IA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

Iowa Weatherization Assistance Program (WAP)

State and federally funded weatherization program providing free energy efficiency improvements to income-qualified hous...

Weatherization
Up to $1,200 heating assistance

Iowa Low-Income Home Energy Assistance (LIHEAP)

Federal LIHEAP program administered in Johnson County by IMPACT Community Action providing heating bill assistance and e...

Energy
Up to $2,000 rebate for high-efficiency HVAC

MidAmerican Energy HVAC Rebate Program

MidAmerican Energy offers rebates for qualifying high-efficiency furnaces, central air conditioners, air-source heat pum...

Home Repair
Up to $600 for insulation and air sealing

MidAmerican Energy Insulation and Air Sealing Rebate

Rebates for professionally installed attic, wall, and basement insulation as well as air sealing services. Pre-approval ...

Weatherization
Up to $650 for efficient water heaters

MidAmerican Energy Water Heater Rebate

Rebates for energy-efficient electric water heaters including heat pump water heaters and ENERGY STAR® models. Heat pump...

Home Repair
State tax credit up to $5,000 (expired 2024, check for renewal)

Iowa Solar Energy System Tax Credit

Iowa's solar energy system tax credit provided homeowners and businesses with a state income tax credit for solar PV ins...

Solar/Renewable
30% of solar system cost through 2032

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar photovoltaic systems installed for installations comple...

Solar/Renewable
Up to $25,000 forgivable loan

Iowa Housing Finance Authority Owner-Occupied Rehabilitation

Deferred and forgivable loans for home repairs in eligible Iowa communities. Administered through local community develo...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing low-interest loans (1% fixed rate) and grants for very-low-income homeowners to repair, improve, ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Eli...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Eli...

Veterans
Free lead hazard remediation

Johnson County Lead Hazard Control Program

HUD-funded lead hazard control program for homes built before 1978 in Johnson County with children under age 6. Services...

Home Repair
Up to $24,999 per unit for owner-occupied rehab

Iowa HOME Investment Partnerships Program

Federal HOME funds administered by Iowa Finance Authority for owner-occupied housing rehabilitation in non-entitlement a...

Home Repair
Credit varies by income and property value

Iowa Elderly and Disabled Property Tax Credit

State property tax credit for Iowa homeowners age 65+ or totally disabled with household income below $24,354 (2024). Cr...

Property Tax Relief
Automatic credit for owner-occupied homes

Iowa Homestead Tax Credit

Automatic property tax credit for all Iowans who own and occupy their dwelling on July 1. The credit is applied by reduc...

Property Tax Relief
City may assist case-by-case

North Liberty Emergency Sewer/Water Lateral Repair

North Liberty homeowners experiencing emergency sewer or water lateral failures should contact Public Works. While the c...

Emergency
Minor home repair assistance up to $1,500

Johnson County Senior Services Home Repair

Johnson County Senior Services provides minor home repair and safety modification assistance for seniors age 60+ in John...

Seniors & Disability
Sliding-scale minor repairs and chores

Aging Resources of South East Iowa Chore Service

Chore service program for seniors age 60+ and adults with disabilities in Johnson County. Provides assistance with minor...

Seniors & Disability
Up to $5,000 per household

Iowa Individual Assistance Grant Program (Disaster)

State disaster assistance program activated by gubernatorial declaration following federally-declared disasters. Provide...

Disaster
Up to $30,000 forgivable loan

Rehabilitate Iowa's Homes Program (RIHP)

State-funded program providing forgivable loans for owner-occupied home rehabilitation in participating Iowa communities...

Home Repair
Up to $6,000 per year for accessibility modifications

Iowa Medicaid Home and Community-Based Services (HCBS) Modifications

Iowa Medicaid Home and Community-Based Services waiver program covering home modifications for individuals with disabili...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in North Liberty

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in North Liberty, IA?

25 programs are currently listed for North Liberty, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in North Liberty have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Liberty, 17 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in North Liberty?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.