Find grants, rebates, forgivable loans, and free programs for North Miami, FL, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Miami, FL, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for low-income owner-occupied households in North Miami. Loan is forgiven...
Provides emergency repairs for immediate health and safety hazards in owner-occupied homes for very low-income household...
Provides accessibility modifications for disabled homeowners in North Miami including ramps, widened doorways, grab bars...
Assists senior homeowners age 62 and older with essential home repairs and accessibility improvements in North Miami. Pr...
Federally funded program providing free weatherization services to low-income households in Miami-Dade County including ...
State-funded program providing rehabilitation loans to low- and moderate-income homeowners in Florida for substantial ho...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6 y...
Rebates for FPL residential customers who install qualifying high-efficiency central air conditioning systems. Rebate am...
Rebates for FPL residential customers who add qualifying insulation to their attics or walls to meet specified R-values....
Community solar program allowing FPL customers to subscribe to a portion of a solar farm and receive monthly credits on ...
Federal tax credit equal to 30% of the total cost of installing a residential solar energy system. Credit can be claimed...
Provides grants to very low-income homeowners age 62 and older to repair or remove health and safety hazards. Also offer...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their accessibility needs. ...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Also ...
Federal HOME funds administered by Miami-Dade County to assist low-income homeowners with major home rehabilitation. Loa...
Assists low-income and senior homeowners with the cost of repairing or replacing private sewer lateral lines in Miami-Da...
Provides grants to Florida homeowners to retrofit homes with hurricane protection measures including impact-resistant wi...
Assistance for homeowners who faced economic hardship during the foreclosure crisis. Provides grants for necessary home ...
Exempts up to $50,000 of assessed home value from property taxes for Florida residents who make their property their per...
Additional property tax exemption for seniors age 65 and older with household income below approximately $32,000. Provid...
Property tax exemption for disabled veterans with service-connected disabilities. Veterans with 10% or more disability r...
Rebate for FPL residential customers who install qualifying ENERGY STAR certified heat pump water heaters. Heat pump wat...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for North Miami, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Miami, 19 programs do not require repayment, 3 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.