Home Improvement Grants in North Myrtle Beach.

Find grants, rebates, forgivable loans, and free programs for North Myrtle Beach, SC, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in North Myrtle Beach, SC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

South Carolina Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program that reduces energy costs for low-income households through insulation, ...

Weatherization
Forgivable loan up to $30,000

SC Housing Rehabilitation Loan Program

State-funded forgivable loan program for major home repairs and rehabilitation for low-income homeowners. Loan is forgiv...

Home Repair
Free lead hazard assessment and abatement

South Carolina Childhood Lead Poisoning Prevention Program

State program providing free lead hazard assessment, testing, and abatement for homes built before 1978 where children u...

Home Repair
Up to $25,000 grant

North Myrtle Beach Owner-Occupied Rehabilitation Program

CDBG-funded program providing grants for major home repairs to low- and moderate-income homeowners in North Myrtle Beach...

Home Repair
Up to $10,000 emergency grant

North Myrtle Beach Emergency Home Repair Grant

Provides emergency grants for urgent home repairs that pose immediate threats to health and safety of low-income homeown...

Emergency
Up to $15,000 for accessibility modifications

North Myrtle Beach Accessibility Modification Program

CDBG-funded program providing grants for accessibility modifications to homes occupied by persons with disabilities or s...

Seniors & Disability
Up to $500 rebate

Santee Cooper Heat Pump Rebate Program

Santee Cooper offers rebates for installation of qualifying high-efficiency heat pumps. Rebate amount varies based on eq...

Energy
Up to $400 rebate

Santee Cooper Water Heater Rebate

Rebate for installation of energy-efficient electric water heaters including heat pump water heaters. Rebate amount vari...

Energy
Up to $350 rebate

Santee Cooper Insulation and Air Sealing Rebate

Rebate for insulation and air sealing improvements that increase home energy efficiency. Requires energy assessment befo...

Weatherization
Up to $100 rebate

Santee Cooper Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats that enable energy savings through automated temper...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas to repair or improve their homes...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...

Veterans
Up to $12,000 grant

Horry County Senior Home Repair Program

Horry County program providing grants for home repairs to senior homeowners age 62 and older with low income. Covers cri...

Seniors & Disability
Up to $5,000 reimbursement

SC Safe Home Fortify Homes Program

Provides matching grants (50% reimbursement) up to $5,000 for wind mitigation improvements to existing homes built befor...

Disaster
25% state tax credit, max $35,000

South Carolina Solar Energy Tax Credit

South Carolina offers a 25% state tax credit for solar photovoltaic systems installed on residential properties, capped ...

Solar/Renewable
Varies; exempts portion of home value from taxation

South Carolina Homestead Exemption

South Carolina Homestead Exemption reduces property taxes for legal residents age 65 and older, totally and permanently ...

Property Tax Relief
Up to $3,000 reimbursement

North Myrtle Beach Sewer Lateral Repair Assistance

City program providing 50% reimbursement up to $3,000 for private sewer lateral repairs from the home to the city main l...

Home Repair
Up to $50,000 forgivable loan

South Carolina HOME Owner-Occupied Rehabilitation

Federal HOME Investment Partnerships Program funds distributed by South Carolina for rehabilitation of owner-occupied ho...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in North Myrtle Beach

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Frequently asked questions

What home improvement grants are available in North Myrtle Beach, SC?

24 programs are currently listed for North Myrtle Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in North Myrtle Beach have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In North Myrtle Beach, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in North Myrtle Beach?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.