Rhode Island Housing FirstHomes Down Payment Grant

Rhode Island Housing

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Rhode Island. Grant equals 3.5% of purchase price up to $7,500, or up to $17,500 in target communities. Can be combined with FirstHomes mortgage loan program.

Grant of 3.5% of purchase price, up to stated maximum

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant of 3.5% of purchase price (up to $7,500)
  • For first-time homebuyers in Rhode Island
  • Income limits apply (varies by household size)
  • Can be combined with FirstHomes mortgage
  • Higher amounts available in target communities

How to Apply

A grant-savvy contractor in North Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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