Find grants, rebates, forgivable loans, and free programs for Northfield, MN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Northfield, MN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered locally by Three Rivers Community Action Partnership. Provides comprehensive...
Low-interest or deferred-payment loans for major home repairs and improvements for income-qualified Minnesota homeowners...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupied homes in Northf...
Emergency repair grants for urgent health and safety issues in owner-occupied homes in Northfield. Priority given to sen...
CDBG-funded program providing grants for accessibility modifications to owner-occupied homes in Northfield for residents...
State and federal funding to reduce lead-based paint hazards in homes built before 1978 in Rice County, including Northf...
Xcel Energy provides rebates to customers in Northfield for energy-efficient home improvements including insulation, air...
Rebate for customers installing air-source or ground-source heat pumps in Northfield. Rebate amount varies based on syst...
Xcel Energy's Solar Rewards program provides upfront incentives for residential solar installations in Northfield. Payme...
CenterPoint Energy provides rebates to natural gas customers in Northfield for high-efficiency furnaces, boilers, water ...
USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas near Northfield to rep...
Helps Veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
Helps Veterans with certain service-connected disabilities adapt a home to meet their disability-related needs. Availabl...
Assistance for low-income homeowners in Northfield facing costly sewer lateral repairs or replacements. Program provides...
Minnesota allows senior homeowners age 65+ with household income under $96,000 to defer property taxes. The state pays t...
Minnesota provides property tax refunds for homeowners and renters whose property taxes or rent constitute a significant...
Minnesota state income tax credit for 20% of qualified rehabilitation expenses for owner-occupied homes located in desig...
Provides down payment and closing cost assistance to first-time homebuyers in Minnesota, including Northfield. Must be u...
CenterPoint Energy partners with Three Rivers CAP to provide free weatherization services to income-qualified customers ...
Xcel Energy partners with Three Rivers CAP to provide free weatherization and energy efficiency services to income-quali...
Minnesota provides cost-share grants to homeowners for sealing unused or unsealed wells on their property. Proper well s...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Northfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Northfield, 17 programs do not require repayment, 4 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.