Home Improvement Grants in Norwich.

Find grants, rebates, forgivable loans, and free programs for Norwich, CT, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Norwich, CT, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Norwich CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to income-eligible homeowners in Norwich. Loan is forgiven after 5 year...

Home Repair
Up to $10,000 grant

Norwich Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied homes in Norwich facing immediate health and safety hazards. Grant d...

Emergency
Free lead hazard removal

Norwich Lead Hazard Reduction Program

HUD-funded program to remove lead paint hazards in Norwich homes built before 1978 with children under age 6. Services p...

Home Repair
Up to $15,000 grant

Norwich ADA Accessibility Modification Grant

Provides grants to modify Norwich homes for residents with disabilities. Covers ramps, widened doorways, bathroom modifi...

Seniors & Disability
Up to $8,000 loan

Norwich Sewer Lateral Repair Program

Low-interest loan program for Norwich property owners to repair or replace failing sewer laterals from the home to the m...

Home Repair
Up to $8,000 in weatherization

Connecticut Weatherization Assistance Program (WAP)

Federally funded program administered by CT DEEP providing free weatherization services to income-eligible Norwich house...

Weatherization
Up to $50,000 loan

CHFA Home Rehabilitation Loan

Low-interest home improvement loan for Connecticut homeowners earning up to 100% AMI. Interest rates typically 3-4%, ter...

Home Repair
75% rebate on upgrades

Eversource Home Energy Solutions

Comprehensive home energy assessment and upgrades for Eversource electric customers in Norwich. Includes free LED bulbs,...

Energy
No-cost energy upgrades

Eversource Home Energy Solutions - Income Eligible

Enhanced energy efficiency services for income-eligible Eversource customers in Norwich at no cost. Includes insulation,...

Energy
Financing up to $50,000

CT Green Bank Solar Financing

Low-interest financing for residential solar installations in Norwich through the Connecticut Green Bank. Offers competi...

Solar/Renewable
Up to $10,000 in rebates

Eversource Heat Pump Rebate Program

Rebates for qualifying air-source and ground-source heat pump installations in Eversource electric territory. Incentive ...

Energy
Up to $1,500 rebate

Connecticut Natural Gas Heat Pump Rebate

Rebates for CNG customers installing qualifying ductless mini-split heat pumps to supplement gas heating. Reduces electr...

Energy
Up to $750 rebate

Eversource Heat Pump Water Heater Rebate

Rebate for Eversource electric customers in Norwich who install qualifying ENERGY STAR heat pump water heaters. Signific...

Energy
Up to $10,000 grant

Connecticut Elderly Homeowners Program

Provides home repair grants to Connecticut homeowners age 62+ with income below program limits. Covers health and safety...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas near Norwich to repair, imp...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Covers modifications such a...

Veterans
Up to $50,000 forgivable loan

Connecticut HOME Owner-Occupied Rehab

Federal HOME funds distributed through Connecticut municipalities for major home rehabilitation. Forgivable loan for inc...

Home Repair
Up to $20,000 low-interest loan

Connecticut Septic System Repair Loan

Low-interest loan program for Connecticut homeowners to repair or replace failing septic systems. Available through part...

Home Repair
Up to $30,000

Connecticut Historic Homes Rehabilitation Tax Credit

State income tax credit equal to 30% of qualified rehabilitation expenses for owner-occupied historic homes in Connectic...

Historic
Varies by income and property value

Connecticut Elderly Homeowners Property Tax Relief

State property tax credit for Connecticut homeowners age 65+ with qualifying income. Credit amount based on income level...

Property Tax Relief
Up to $1,700 per year

Connecticut Energy Assistance Program (CEAP)

Federally funded program providing heating assistance to income-eligible Connecticut households. Benefit amount based on...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Norwich

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Frequently asked questions

What home improvement grants are available in Norwich, CT?

26 programs are currently listed for Norwich, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Norwich have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Norwich, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Norwich?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.