Home Improvement Grants in Norwood.

Find grants, rebates, forgivable loans, and free programs for Norwood, MA, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Norwood, MA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 16 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Free assessment + rebates up to $10,000

Mass Save Home Energy Assessment

Free in-home energy assessment with instant installation of LED bulbs, programmable thermostats, and low-flow showerhead...

Energy
0% interest loan up to $25,000

Mass Save HEAT Loan

Zero-interest loan for energy efficiency improvements including heating systems, central air conditioning, insulation, a...

Energy
Free weatherization up to $8,000

Massachusetts Weatherization Assistance Program (WAP)

Federally funded weatherization program providing free home energy improvements for income-qualified households. Include...

Weatherization
Free lead paint removal

Massachusetts Lead Paint Abatement Program

State-funded lead paint removal for homes built before 1978 where a child under 6 with an elevated blood lead level resi...

Home Repair
Loan up to $40,000

MassHousing Septic Repair Loan

Low-interest loans for septic system repair or replacement, well repair, and water treatment systems. Fixed interest rat...

Home Repair
Up to $50,000

MassHousing Accessibility Modification Loan

Provides low-interest loans for home modifications to improve accessibility for residents with disabilities or seniors. ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Provides loans at 1% fixed interest for low-income homeowners to repair, improve, or modernize their homes. Available in...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62+ to remove health and safety hazards in rural areas. Grant do...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt their permanent residence to accommodate their disabili...

Veterans
Loan up to $60,000

Mass Solar Loan

Provides affordable financing for residential solar photovoltaic and battery storage systems. Offers competitive interes...

Solar/Renewable
Performance-based solar incentives

SMART Solar Incentive Program

Solar Massachusetts Renewable Target (SMART) program provides performance-based incentives for solar installations. Home...

Solar/Renewable
Tax credit up to $1,000

Massachusetts Residential Solar Tax Credit

State income tax credit equal to 15% of the cost of a solar electric system, up to $1,000. Can be claimed in addition to...

Solar/Renewable
Rebate up to $10,000

Mass Save Heat Pump Rebate

Provides rebates for installing high-efficiency air-source heat pumps for heating and cooling. Whole-home installations ...

Energy
Tax credit up to $1,320

Massachusetts Senior Circuit Breaker Tax Credit

Refundable tax credit for Massachusetts seniors age 65+ who pay high property taxes relative to income. Credit equals po...

Property Tax Relief
Rebate up to $600

Eversource EV Charger Rebate

Provides rebates for residential Level 2 electric vehicle charging station installations. Includes $350 for charger hard...

Energy
Deferred loan up to $50,000

Massachusetts HOME Homeowner Rehab Program

Federally funded HOME program providing deferred-payment loans for necessary repairs and improvements to owner-occupied ...

Home Repair
Rebates vary by measure

Norwood Residential Conservation Services

Energy efficiency rebates and services for Norwood Light Department customers. Includes rebates for insulation, air seal...

Energy
Rebate up to $500

Mass Save Water Conservation Rebate

Provides rebates for installation of high-efficiency toilets, showerheads, and faucet aerators. Includes free direct ins...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Norwood

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Frequently asked questions

What home improvement grants are available in Norwood, MA?

23 programs are currently listed for Norwood, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Norwood have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Norwood, 12 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Norwood?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.