Find grants, rebates, forgivable loans, and free programs for Novato, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Novato, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs and rehabilitation for owner-occupied households in Novato with income at or below 80% AMI. ...
Provides grants for accessibility modifications to enable seniors and persons with disabilities to remain safely in thei...
Provides emergency repairs for owner-occupied households in Novato with income at or below 50% AMI. Covers urgent health...
Federally-funded program administered by the state to reduce energy costs for low-income households. Services include in...
Comprehensive whole-home energy upgrade program offering rebates for insulation, air sealing, duct sealing, HVAC upgrade...
Rebate for installing qualifying heat pump water heaters that reduce energy consumption by up to 60% compared to standar...
Rebates for replacing old central air conditioning systems or installing new high-efficiency heat pumps. Higher rebates ...
Residential solar installation program with 30% federal Investment Tax Credit and net energy metering (NEM 3.0) through ...
California Alternate Rates for Energy (CARE) provides a 20-35% discount on monthly gas and electric bills for income-qua...
Provides free lead hazard inspections and case management for homes with children under 6 who have elevated blood lead l...
Assists low-income homeowners age 62 and older with essential home repairs and modifications to enable them to age safel...
Provides grants to retrofit older homes to better withstand earthquakes. Covers foundation bolting and cripple wall brac...
Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes, ...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their adaptive needs. Quali...
Helps veterans with certain service-connected disabilities adapt a home to meet mobility needs. Qualifying disabilities ...
Provides funding and assistance to homeowners in high fire-hazard severity zones to harden homes against wildfire. Servi...
Solar on Multifamily Affordable Housing (SOMAH) provides solar photovoltaic systems at no cost to qualifying affordable ...
Provides rebates for installing battery energy storage systems that can provide backup power during outages. Standard re...
Provides low-interest or deferred loans to assist homeowners with the cost of repairing or replacing private sewer later...
Offers rebates for water-efficient appliances and fixtures including high-efficiency toilets, clothes washers, smart irr...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Novato, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Novato, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.