Home Improvement Grants in Oak Creek.

Find grants, rebates, forgivable loans, and free programs for Oak Creek, WI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oak Creek, WI, with individual awards up to $126,526. 9 programs target seniors, 2 serve veterans, and 11 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 loan

WHEDA Home Improvement Loan

Low-interest home improvement loan for Wisconsin homeowners to make repairs, improvements, or accessibility modification...

Home Repair
Free weatherization up to $8,000

Wisconsin Weatherization Assistance Program (WAP)

Federal weatherization program administered by Wisconsin state and local agencies providing free energy efficiency impro...

Weatherization
Free lead hazard reduction

Wisconsin Lead Safe Homes Program

State-funded program to reduce lead-based paint hazards in pre-1978 homes where children under age 6 or pregnant women r...

Home Repair
Free weatherization up to $7,500

Milwaukee County Weatherization Program

County-administered weatherization services for income-eligible Milwaukee County residents including Oak Creek. Provides...

Weatherization
Forgivable loan up to $24,999

Oak Creek Home Rehabilitation Program

CDBG-funded rehabilitation assistance for low- and moderate-income owner-occupants in Oak Creek. Provides forgivable loa...

Home Repair
Up to $5,000 grant

Oak Creek Emergency Home Repair

Emergency repair grant for Oak Creek homeowners facing immediate health and safety hazards. Covers urgent repairs like f...

Emergency
Up to $15,000 forgivable loan

Oak Creek Accessibility Modification Program

Provides accessibility modifications for Oak Creek homeowners with disabilities or senior mobility challenges. Includes ...

Seniors & Disability
50% cost-share up to $3,000

Oak Creek Sewer Lateral Repair Program

Cost-sharing program to assist Oak Creek homeowners with private sewer lateral repairs or replacements on their property...

Home Repair
Up to $1,000 rebate

We Energies HVAC Rebates

Rebates for energy-efficient heating and cooling equipment installed by We Energies customers in Oak Creek. Includes reb...

Home Repair
Up to $1,500 rebate

We Energies Heat Pump Rebate

Enhanced rebate for residential air-source and geothermal heat pump installations. Covers both air-to-air heat pumps and...

Home Repair
Up to $350 per appliance

We Energies Appliance Rebates

Rebates for ENERGY STAR certified appliances including refrigerators, dishwashers, clothes washers, and water heaters. S...

Home Repair
Up to $3,500 rebate

Focus on Energy Home Performance

Wisconsin's statewide program offering rebates for comprehensive home energy upgrades. Includes energy audit, insulation...

Weatherization
Free energy improvements

Focus on Energy Income-Qualified Program

No-cost energy efficiency services for income-qualified Oak Creek households. Includes free energy assessment, LED bulbs...

Energy
Net metering credits

We Energies Solar Buyback Program

Net metering program allowing Oak Creek homeowners with solar panels to receive credits for excess electricity sent to t...

Solar/Renewable
30% tax credit

Federal Solar Investment Tax Credit (ITC)

Federal income tax credit equal to 30% of the cost of residential solar panel systems installed for installations comple...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Oak Creek to repair, improve, ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home for wheelchair accessibility....

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Up to $600 bill assistance

Wisconsin Home Energy Plus

Wisconsin's energy assistance program helping low-income households pay heating costs. Oak Creek residents with income a...

Energy
Up to $500 grant

Oak Creek Senior Safe at Home Program

Small grant program for Oak Creek seniors age 60+ to install safety features that help them age in place. Covers grab ba...

Seniors & Disability
Up to $1,200 emergency assistance

Oak Creek Emergency Water Heater Replacement

Emergency assistance for Oak Creek homeowners experiencing sudden water heater failure. Provides funding for replacement...

Emergency
Up to $50,000 grant

Wisconsin Disaster Recovery Program

State disaster recovery assistance activated after federally-declared disasters affecting Wisconsin. Provides grants for...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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