Find grants, rebates, forgivable loans, and free programs for Oak Park, MI, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oak Park, MI, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs and rehabilitation for owner-occupied homes in Oak Park. Loan is forg...
Provides grants for home accessibility modifications for Oak Park residents with disabilities or seniors requiring ADA-c...
Emergency home repair grant for Oak Park senior homeowners age 62 and older with income at or below 80% AMI. Covers urge...
Federally funded state weatherization program providing free energy efficiency improvements for income-qualified Michiga...
Low-interest home improvement loan program administered by MSHDA for Michigan homeowners. Offers competitive fixed rates...
Provides free lead-based paint hazard removal for Oak Park homes built before 1978 where a child under age 6 resides or ...
Free comprehensive home energy audit for DTE Energy customers. Professional assessment identifies energy-saving opportun...
Cash rebate for DTE Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher). R...
Rebate for DTE Energy customers who install qualified insulation in attics, walls, or basements. Rebate amount based on ...
Cash rebate for DTE natural gas customers who purchase and install qualifying high-efficiency water heaters. Rebates ava...
Electric rebate for DTE Energy customers who install qualifying air-source or ground-source heat pumps. Rebate amounts v...
Cash rebate for DTE Energy customers who purchase and install qualifying smart thermostats. Smart thermostats learn your...
Enhanced weatherization program for income-qualified DTE Energy customers. Provides comprehensive energy efficiency impr...
DTE Energy's net metering and solar incentive program for customers who install rooftop solar panels. Program provides b...
Federal program providing very low-interest loans (1% fixed) and grants for home repairs in eligible rural areas. Loans ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home for independent living. C...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. For veterans who ...
Wayne County HOME Investment Partnerships Program providing forgivable loans for major home repairs to income-eligible h...
City program assisting Oak Park homeowners with repair or replacement of private water and sewer laterals. Program provi...
Statewide nonprofit offering affordable financing for energy efficiency and renewable energy improvements. Low fixed-rat...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Oak Park, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oak Park, 13 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.