NJHMFA First-Time Homebuyer Programs

New Jersey Housing & Mortgage Finance Agency

Available Down Payment

About This Program

Provides low-interest mortgages and down payment assistance to first-time homebuyers in New Jersey. Programs include the Homes for Families program and the Police and Firemen's Retirement System Mortgage program.

Down payment assistance amount varies by program and income

Key Details

  • Down payment assistance up to $15,000
  • Low-interest mortgage rates available
  • For first-time homebuyers (or haven't owned in 3 years)
  • Income and purchase price limits apply
  • Multiple programs available

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Oakland, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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