CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers. Provides 3.5% of the purchase price or $15,000, whichever is less. Silent second mortgage, forgiven after 3 years. Must purchase home in California.

Deferred-payment junior loan forgiven after 3 years

Key Details

  • Down payment assistance up to $15,000
  • 3.5% of purchase price
  • Forgiven after 3 years
  • First-time homebuyers
  • Income limits apply by county

How to Apply

Deadline: Ongoing program

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