California Housing Finance Agency
Down payment and closing cost assistance for first-time homebuyers. Provides 3.5% of the purchase price or $15,000, whichever is less. Silent second mortgage, forgiven after 3 years. Must purchase home in California.
Deferred-payment junior loan forgiven after 3 years
Deadline: Ongoing program
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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