Home Improvement Grants in Oakley.

Find grants, rebates, forgivable loans, and free programs for Oakley, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Oakley, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants13Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Contra Costa County Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation for income-qualified owner-occupied households in unincorporated Contra C...

Home Repair
Up to $15,000

Contra Costa County Emergency Home Repair Grant

Emergency repair grants for low-income owner-occupied households in Contra Costa County facing immediate health or safet...

Emergency
Forgivable loan up to $30,000

Contra Costa County ADA Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Contra Costa County where a household member has a docu...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the State of California providing free energy efficiency upgrade...

Weatherization
Up to $1,149,825 loan

CalHFA FHA Loan Program

CalHFA offers FHA-insured loans with down payment assistance options for first-time and repeat homebuyers in California....

Homebuyer
Up to $5,500 in rebates

PG&E Energy Upgrade California Home Upgrade Program

Offers rebates for comprehensive home energy efficiency improvements including insulation, air sealing, duct sealing, an...

Energy
Up to $800 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for installing a qualifying ENERGY STAR heat pump water heater to replace an existing electric or natural gas wat...

Energy
Up to $3,200 rebate

PG&E Central Air Conditioner & Heat Pump Rebate

Rebates for installing high-efficiency central air conditioning or heat pump systems. Rebate amounts vary by system effi...

Energy
Free energy upgrades

PG&E Energy Savings Assistance Program (ESA)

Free energy-saving improvements for income-qualified PG&E customers including insulation, weather stripping, energy-effi...

Energy
Varies by system size

California Solar Initiative (CSI) Rebate

The California Solar Initiative rebate program has concluded. Homeowners should explore the federal solar Investment Tax...

Solar/Renewable
Up to $1,000/kWh for equity customers

Self-Generation Incentive Program (SGIP) - Battery Storage

California's SGIP provides rebates for residential battery storage systems. Higher incentives available for low-income c...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or...

Home Repair
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to their residence. Eligible veterans...

Veterans
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain permanent and total service-connected disabilities to build, buy, or modify a home to me...

Veterans
Up to $3,000 rebate

California Earthquake Authority (CEA) Brace + Bolt

Earthquake retrofit rebate program for older homes built before 1980. Provides up to $3,000 toward seismic retrofitting ...

Disaster
Free lead inspection and remediation

California Childhood Lead Poisoning Prevention Program

Provides free lead testing, inspection, and hazard remediation for homes where a child under 6 has been identified with ...

Home Repair
Defer property taxes until home sale

California Property Tax Postponement Program

Allows eligible homeowners age 62+ or blind/disabled with limited income to defer payment of property taxes on their pri...

Property Tax Relief
Up to $5,000 grant

Contra Costa County Sewer Lateral Grant Program

Grant program to help low-income homeowners repair or replace private sewer laterals that are causing sewage backups or ...

Home Repair
3.5% of purchase price (deferred loan)

CalHFA MyHome Assistance Program

Down payment assistance program providing a deferred-payment junior loan equal to 3.5% of the purchase price or appraise...

Homebuyer
One-time grant up to $1,000

PG&E Relief for Energy Assistance through Community Help (REACH)

One-time energy bill assistance grant for income-qualified PG&E customers facing financial hardship. Funds are applied d...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Oakley

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Frequently asked questions

What home improvement grants are available in Oakley, CA?

24 programs are currently listed for Oakley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Oakley have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Oakley, 13 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Oakley?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.