Home Improvement Grants in Ocala.

Find grants, rebates, forgivable loans, and free programs for Ocala, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Ocala, FL, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 11 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

City of Ocala Owner-Occupied Rehabilitation Program

Provides forgivable loans up to $25,000 for major home repairs for income-qualified owner-occupied homes in Ocala. Loan ...

Home Repair
Up to $7,500 grant

City of Ocala Emergency Home Repair Grant

Emergency grants up to $7,500 for owner-occupied homes in Ocala facing immediate health or safety threats. Covers urgent...

Emergency
Up to $15,000 grant

Ocala ADA Home Accessibility Modification Program

Provides grants up to $15,000 for ADA-compliant home modifications for disabled and elderly residents in Ocala. Covers r...

Seniors & Disability
Up to $5,000 grant

Marion County Senior Home Repair Program

Provides grants up to $5,000 for home repairs for seniors age 60+ in Marion County. Covers minor to moderate repairs tha...

Seniors & Disability
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally funded weatherization program for low-income households in Ocala/Marion County. Provides free energy audits, i...

Weatherization
Free lead hazard removal

Florida Childhood Lead Poisoning Prevention Program

State-funded lead hazard removal for homes built before 1978 with children under age 6 who have elevated blood lead leve...

Home Repair
Up to $1,500 rebate

Duke Energy HVAC Rebate Program

Rebates for Duke Energy customers who install high-efficiency HVAC systems or heat pumps. Up to $1,500 for qualifying EN...

Energy
Up to $4,000 rebate

Duke Energy Solar Rebate Program

Rebate for Duke Energy customers who install qualifying residential solar photovoltaic systems. Up to $4,000 based on sy...

Solar/Renewable
Up to $100 rebate

Duke Energy Smart Thermostat Rebate

Rebate for Duke Energy customers who purchase and install qualifying ENERGY STAR smart thermostats. Save energy by autom...

Energy
Up to $50,000 low-interest loan

Florida Housing Finance Corporation Rehabilitation Loan

Low-interest rehabilitation loans for Florida homeowners to make necessary repairs and improvements. Available through p...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners in eligible rural areas near Oc...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers accessibility...

Veterans
Up to $10,000 grant

My Safe Florida Home Program

Provides matching grants up to $10,000 for hurricane retrofits including roof improvements, window protection, garage do...

Disaster
Up to $5,000 loan or grant

Marion County Water & Sewer Lateral Repair Program

Financial assistance for low-income homeowners in Marion County to repair or replace private water or sewer laterals. Gr...

Home Repair
Up to $50,000 additional exemption

Florida Senior Homestead Exemption

Additional homestead exemption for seniors 65+ with household income below $32,000. Provides up to $50,000 additional ex...

Property Tax Relief
Full exemption for qualifying disabilities

Florida Disability Homestead Exemption

Full or partial property tax exemption for totally and permanently disabled homeowners, or those who are quadriplegic or...

Property Tax Relief
Up to $35,000 grant or loan

HOME Investment Partnerships Program (Ocala)

Federal HOME funds administered by Ocala for comprehensive home rehabilitation for low-income owner-occupied households....

Home Repair
Up to $500 rebate

Duke Energy Insulation & Air Sealing Rebate

Rebate for Duke Energy customers who add insulation or air sealing to their homes. Reduces energy costs and improves com...

Weatherization
Up to $450 rebate

Duke Energy Heat Pump Water Heater Rebate

Rebate for Duke Energy customers who install ENERGY STAR certified heat pump water heaters. Uses up to 60% less energy t...

Energy
Up to $10,000 low-interest loan

Florida Septic System Upgrade Incentive

Low-interest loans through participating lenders for septic system upgrades or repairs in Marion County. Helps homeowner...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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