WHEDA First-Time Homebuyer Down Payment Assistance

Wisconsin Housing and Economic Development Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Wisconsin. Forgivable second mortgage that can be combined with WHEDA's low-interest Easy Close mortgage loan.

Forgivable second mortgage for down payment and closing costs

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 for down payment & closing costs
  • First-time homebuyers or repeat buyers in targeted areas
  • Income limits apply (varies by county)
  • Forgiven over time with occupancy
  • Use with WHEDA Easy Close mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 334-6873

A grant-savvy contractor in Oconomowoc, WI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through participating lenders

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