Find grants, rebates, forgivable loans, and free programs for Odessa, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Odessa, TX, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for owner-occupants in Odessa with income at or below 80% AMI. Provides comprehensiv...
Provides emergency grants for critical home repairs that threaten health and safety of owner-occupied households in Odes...
Grant program for disability-related home modifications for owner-occupied households with disabled residents and income...
Assists income-qualified homeowners with repair or replacement of failing sewer laterals from the home to the city main ...
Federally-funded weatherization program administered by TDHCA and delivered through Permian Basin Community Centers. Pro...
Oncor offers rebates for home energy efficiency improvements including high-efficiency HVAC systems, insulation, air sea...
Rebate for installation of qualifying high-efficiency electric heat pump systems. Available to Oncor residential custome...
Rebate for purchase and installation of qualifying smart or programmable thermostats. Available to all Oncor residential...
Rebates for natural gas efficiency improvements including high-efficiency furnaces, tankless water heaters, and insulati...
Texas law exempts the added home value from solar panel installations from property tax assessments. Property owners in ...
Federal tax credit equal to 30% of the cost of installing a solar photovoltaic system on your Odessa home. Credit applie...
USDA program provides loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ in eligible ru...
Grant for veterans with certain service-connected disabilities to help build, buy, or modify a home to meet adaptive nee...
Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to adapt a ho...
Mandatory $100,000 school district property tax exemption plus optional local exemptions for homeowners who occupy their...
Texas law freezes school district property taxes at the amount paid in the year homeowner turns 65 or becomes disabled. ...
Texas property tax exemption for disabled veterans based on VA disability rating. 100% disabled veterans receive full ex...
State-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6 and household income...
Federal HOME funds administered by TDHCA for comprehensive home repairs and rehabilitation. Available to low-income home...
HUD Community Development Block Grant Disaster Recovery funds administered by Texas GLO for homeowners affected by feder...
Rebate for replacement of older water heaters with high-efficiency models. Available to Odessa water utility customers i...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Odessa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Odessa, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.