OHFA Gold, Oklahoma Home Finance Agency Homeownership Loan

Oklahoma Housing Finance Agency (OHFA)

Open Down Payment

About This Program

OHFA's homeownership loan programs provide below-market interest rate mortgages with optional down payment assistance for income-qualifying Oklahoma homebuyers. While primarily a purchase program, OHFA Gold loans may be combined with FHA 203(k) or other rehabilitation financing to purchase and repair a home simultaneously. Contact an OHFA-participating lender for current rates and combined options.

Down payment assistance of 3.5% on $180,000 home saves approximately $6,300 upfront

Key Details

  • Below-market interest rate mortgages for qualifying buyers
  • Down payment assistance up to 3.5% of purchase price
  • Can be combined with FHA 203k for purchase-plus-rehabilitation
  • Income and purchase price limits vary by county
  • Apply through OHFA-participating lenders statewide

How to Apply

Visit Official Program Page Track this program

405-848-1144

Deadline: Ongoing, apply through OHFA-participating lenders

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